Be Informed, not Ignorant about Privacy Law
In a world greatly influenced and impacted by technology and in particular, the internet, you will be ahead of the game if you spend time researching how to protect yourself against possible threats to your privacy – internet privacy. While in the perfect world we’d like to believe Privacy Law protects us and that we control our information and it is wrong for your information to be accessed without your consent, the reality of it is you have much less control than you think and wrong or right, it happens. If you have not been a victim of privacy invasion via the Internet, consider yourself lucky. You might never but again, never a waste to be aware and protected.
There are steps you can take to ensure you – and your privacy – are protected as much as possible. Note that the information provided in this blog does not include ALL ways to stay secure and if you feel there are other ways important to share, please know comments are always encouraged and appreciated. Also, stay tuned for subsequent blogs covering other Internet privacy aspects.
It seems like an age old issue for homeowners and builders to have some post sale issues about the purchase of a new home. Most homebuilders have ramped up their service after the sale knowing that this would be the best way to avoid some the frustration that naturally seems to occur after such a large transaction. A pre-sale list of issues that need to be resolved prior to closing is called a “Punch List. ” The “Punch list” is the way that there is a fixed scope of work to be repaired for the homeowner and the homebuilder to be complete with the transaction. Often, the Punch List repairs may take place even after the home purchase is officially closed.
50 State Attorneys general are in the final rounds of settlement negotiations over the robo signing fiasco of 2010. The robo signing was brought to light through a deposition taken by Maine attorney Tom Cox against GMAC. According to the NY times, GMAC the mortgage lender was bailed out to the tune of 17.2 billion. A GMAC employee admitted under oath to signing 10,000 affidavits a month which led to foreclosures.
This employee admitted that he had no personal knowledge (a prerequisite to the legality of the document) of what he was signing. The result was all 50 state Attorneys General launched an investigation, along with the Office of Comptroller of Currency into the matter, halting foreclosures in 50 states for nearly a year. The foreclosure rates are set to rise significantly